Buyers

Whether you’re buying your first home or you’re a repeat buyer, buying a house is a major decision, and you should be prepared with an experienced team of reliable professionals. To make the process a bit easier for you, we have put together this quick guide to show you the steps to buying a house.

Steps to Buying a House

Get a REALTOR®

You’ve come to the right place! As exciting as it is, the home buying process can be confusing and overwhelming as well. As specialists in the home buying process and metro Phoenix neighborhoods, we will help make the process of purchasing your home as easy as possible.

 

Get a Pre-Approval for Your Mortgage

If you need to finance your home purchase, a consultation with a mortgage lender is an important step in the home buying process. Find out how much you can afford before you begin your home search. You can access our mortgage calculators and get matched with a local mortgage expert to make the funding process as smooth as possible.

 

Look at Homes

Surprisingly, this is one of the steps to buying a house that can be a bit overwhelming.  A quick search through our MLS listings can turn up thousands of Phoenix homes for sale.  It’s a good idea to get familiar with metro Phoenix neighborhoods, so you can narrow the search to the area where you’ll be most happy living. Once you have decided on a general location we can help narrow down the search, and set you up to start looking at homes.

 

Choose a Home

Selecting a home can be a tough decision. While no one can tell what will happen to property values in the future, you can’t go wrong by choosing a home that fits your lifestyle and meets your needs. It is our highest priority to help you find a home that you’ll be happy living in for years to come. Make a list of the ‘must haves’, and a list of the ‘nice to haves’ before you begin your search.  This will help you narrow down the choices until you find the home of your dreams.

 

Get Funded

Keep in mind that the total cost of your home purchase may be greater than the price of the home itself (after interest, closing costs and taxes are added). Connect with a local mortgage expert to get information regarding your mortgage options and other costs, and secure the funds you need to get into your dream home.

 

Make an Offer

The offer includes more than just the asking price of a home, a proposal to buy includes both the price and terms. In some cases, terms can represent thousands of dollars in additional value – or additional costs – for a home buyer. As your agent, we will always work with your best interests in mind, to get you the best possible terms.

 

Protect Your Investment

If you’re buying your first home, you’ve probably had some experience with renter’s insurance. Similarly, homeowner’s insurance protects your valuables, and it protects the structure of the home as well. 

 

Closing

During the closing process, the title to the property is transferred from seller to buyer. This is the moment where you receive the keys to your new home, and the seller receives payment. Deeds, loan documents, and other paperwork is prepared, signed and then filed with local property record offices.

 

Move In

You’ve done it! You’ve looked at properties, made an offer, obtained financing and gone to closing. The home is yours, and you’re ready to move in. 

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